Baccarat has one of the lowest house edges of any casino game — around 1.06% on the Banker bet — and takes about two minutes to learn. The best UK baccarat sites offer live dealer tables from Evolution and Pragmatic Play, speed and squeeze variants, and RNG versions for low-stake practice. We played baccarat at each of our UK Gambling Commission–licensed casinos and ranked them on table choice, stake range and how well the live streams held up.
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Ranked for this page specifically. Overall ratings from our full reviews are the tiebreaker.
| Rank | Casino | Baccarat Score | Live baccarat | Tables from | Best for | Play |
|---|---|---|---|---|---|---|
| 🥇 | CasumoBest live baccarat range★ Top PickBest mobile app3,500+ gamesFast e-wallet payoutsRead Casumo review → |
Evolution & Pragmatic Play | £1 | Variants: speed, squeeze | Claim Bonus18+ · T&Cs apply | |
| 🥈 | LadbrokesBest all-round baccaratNo-wagering spins£5 min deposit2,500+ gamesRead Ladbrokes review → |
Evolution + in-house studio | £1 | Mixed live & RNG | Claim Bonus18+ · T&Cs apply | |
| 🥉 | CoralReliable live tablesNo-wagering spins24/7 phone support2,000+ gamesRead Coral review → |
Evolution + in-house studio | £1 | Classic Punto Banco | Claim Bonus18+ · T&Cs apply | |
| 4 | 10BetGood live suiteCasino + sportsbookPayPal payouts10x wageringRead 10Bet review → |
Evolution | £1 | Sports bettors who play tables | Claim Bonus18+ · T&Cs apply | |
| 5 | SpinyooSolid live optionBest for slots10x wageringPayPal acceptedRead Spinyoo review → |
Evolution & Pragmatic Play | £1 | Slots players trying tables | Claim Bonus18+ · T&Cs apply |
18+ · BeGambleAware.org · New customers only · T&Cs apply · Links marked "Claim" are affiliate links and do not affect our rankings.
You bet on one of three outcomes: Player, Banker or Tie. Two cards are dealt to each hand; tens and picture cards count as zero, aces as one, and only the last digit of the total counts (so 7 + 8 = 15 = 5). A third card is drawn according to fixed rules — you never make a decision after placing your bet. Closest to nine wins. Banker pays 0.95 to 1 (a 5% commission), Player pays 1 to 1 and Tie usually pays 8 to 1.
The Banker bet has the lowest house edge at roughly 1.06%, Player is about 1.24%, and the Tie bet is a poor value at over 14%. Side bets such as Player Pair and Banker Pair carry a much higher edge and are best treated as entertainment.
Live dealer baccarat streams a real table with a human dealer, usually from Evolution or Pragmatic Play studios. Variants include Speed Baccarat (rounds in under 30 seconds), Squeeze Baccarat (cards revealed slowly) and No Commission tables, which change the Banker payout rather than charging 5%. Minimum bets at UK live tables generally start at £1. RNG baccarat is a computer-dealt version with minimums as low as 10p — ideal for learning the third-card rules without pressure.
Casumo leads our ranking because it carries both Evolution and Pragmatic Play live suites, giving the widest variant choice. Ladbrokes and Coral add their own in-house live studio alongside Evolution, and both let you switch between live and RNG tables in the same lobby.
There's no decision-making in baccarat, so strategy is about bet selection and bankroll. Stick to Banker or Player, avoid Tie and side bets, and ignore pattern-tracking roadmaps — each hand is independent. Set a session budget before you sit down; live tables move quickly and it's easy to lose track of the number of hands played. Our house edge guide compares baccarat with roulette and blackjack.
Evolution and Pragmatic Play streams in HD.
Rounds in under 30 seconds.
The slow reveal, for atmosphere.
Low entry on live; 10p on RNG.
Banker bet at around 1.06%.
Portrait mode on the best apps.
Casumo is our top pick for baccarat thanks to live tables from both Evolution and Pragmatic Play. Ladbrokes is the best all-rounder if you also want RNG tables and a £5 minimum deposit.
Banker, at around 1.06%. Player is about 1.24%. The Tie bet has a house edge above 14% and is best avoided.
RNG baccarat usually has a demo mode at UKGC-licensed casinos. Live dealer tables are real-money only.
Typically £1 at UK live tables, though it varies by studio and time of day. RNG baccarat often starts at 10p.
Yes. Online baccarat is legal at any casino licensed by the UK Gambling Commission. You must be 18 or over.
Usually at a reduced rate, or not at all. Check the bonus terms before using bonus funds on tables.
Set a deposit limit before you play, never chase losses, and use GAMSTOP if you need a break from every UK-licensed site. Free, confidential support is available 24 hours a day from the National Gambling Helpline on 0808 8020 133, GamCare and BeGambleAware. More on our responsible gambling page.